Well, that got your attention, didn’t it? Despite having a military junta control its elections, parliament, and constitution, Thailand remains devoid of any big beautiful Trumpwalls. Granted, nobody living here finds much to celebrate about the Thai Government, especially when the topic of immigration comes up, but at least the nation’s not run by a narcissistic ignorant toddler who spends his days detaining despondent Burmese women at the border and separating them from their children. Possibly the world leader when it comes to the number of expats, dropouts, retirees and illegal foreigners, Thailand’s immigration system is a revolving door of endless paperwork, passport stamps, and reporting. While not exactly campaigning on a policy of stereotyping immigrants as “sending us their worst”, there’s been a recent slew of significant changes clearly designed to send as many westerners packing as possible without coming out and saying so.
Returning from hiatus a few posts ago, I mentioned that The Experimental Expats are leaving Thailand next year for Mexico. Between a burning season that’s now turned into a three-month poisonous air fiasco and climate change that’s extended “hot season” into a five-month version of Las Vegas in summer with crappier skies, the change in immigration policy for folks who “extend their visa based on retirement” was the final straw. (more on what that means later). But what changed and for that matter, who the hell really understands Thai immigration rules anyway? Here’s a hint; Not the folks at Thai Immigration. While most educated Thai people (and even most working class folks) apparently want a representative government, the military junta runs the show which means policy decisions are made by whoever has power on any given day.
Rarely discussing the ramifications of implementing said policy change, the appropriate agencies responsible for day to day operations of whatever (in this case, immigration) are usually left in the dark. Citing an example, here’s an article telling us all how the Thai Immigration Department had no clue about the major shift in policy days after it was announced. And with over 90 provinces all operating independently of one another in terms of enforcement, the Thai Immigration system often runs a smoothly as one of Trump’s tremendous summits with totalitarian dictators. (Pre-click warning: Posts about Thai Immigration are always lengthy).
Feeling like we’re perfecting the Experimental Overseas Early Retirement a little more each day, Diane and I are now holders of valid retirement visas in two Southeast Asian nations at the ripe old ages of 52 and 46. Despite the guy in Penang that literally followed every word I wrote to secure his MM2H Visa in Malaysia, I’m certainly no genius as shown by this blog which doesn’t even include hashtags, revenue generating advertising or commercialization of any kind. But I did read an article on Marketwatch.com this morning that discusses a new IRA rule allowing Americans with 401k plansto make penalty free early withdrawals at age 55 in cases of “job separation”. (No, you can’t quit at age 54 and then withdraw money the next year and if you roll your plan into an IRA as we did, the rule doesn’t apply). Intentionally designed to catch your eye with a headline, first they discourage this rather foolish act and then explain how most Americans can’t afford to retire at age 55 proving why you should probably get your financial ideas from those with no vested interest in watching others make mistakes.
Our first visitors came from China
Rarely talking about our personal finances because the boss in the relationship insists we keep the specifics private, I’ll share a few tidbits that illustrate how we’re doing after almost two and half years with no employment income. Planning a budget of 40-45K USD annually including rent and travel, Malaysia was an easy place to meet the goal because there’s nothing to do in Penang and we mostly cooked our own meals since we didn’t like the food other than duck rice and inexpensive noodle soups. Spending most of our cash travelling to places like Cambodia, Myanmar, Bali and Australia, we skimped on the non travel months and ate in almost every night. Relying heavily on our “no foreign transaction fee” U.S. dollar credit card, we also took advantage of a plummeting Malaysian Ringgit and saved thousands since almost every business other than food courts takes credit cards in Malaysia with no merchant fees.
Recalling days gone by, I once visited Vancouver in mid November with an old roommate. Thinking we’d visit some indoor attractions since it was off-season, we brought umbrellas and I remember it rained almost the entire four days. Years later, Diane and I discussed possible places we might want to live besides the Bay Area and I learned she hates the dreary long rainy winters of the Pacific Northwest even more than me. Immediately ruling out places with gray skies, cool fog and continuous precipitation, we eventually wound up spending six years in Alberta. Aside from the obvious advantage of having family nearby, it turns out Alberta is the sunniest province in Canada and Calgary enjoys over 300 days of sunshine per year despite the little inconveniences like snowstorms interrupting the beginning of gardening season in May.
Having never lived in the tropics before, we’d visited places like Ecuador and Costa Rica at the end of rainy season and spent many expeditions drenched to the core. Realizing the trade-off between lots of rain but no snow, weather was one factor playing into our initial decision to live in Penang. Blessed with a strange meteorological phenomenon, Malaysia somehow defies conventional wisdom that states everywhere with tropical climate experiences wet and dry seasons. So for two years we had some rainstorms here and there but in Penang, skies almost always cleared within an hour and if it rains overnight it rarely sticks around. We also can’t recall more than about two days of continuous rain which makes a retired North American overseas expat quite spoiled. And bored since it’s dry but there’s not much to do without transportation when you live far from the main tourist drag and air-conditioned malls. Understanding Thailand has three distinctive seasons and we chose to arrive at the start of what’s normally the wettest time of year, it’s no surprise that it’s raining. But unlike the past few years, this summer is producing deluges and floods all over the nation not seen in many years (according to people we’ve asked, anyway).