That’s a great question. Upended by a global pandemic, our Experimental Overseas Early Retirement sent us packing from Southeast Asia. Fortunately, we spent the worst of it stuck in a small Thai beach town and came away unscathed. Temporarily neglecting the blog for over a year, it’s time to make amends. Amazingly, it’s been over six years since taking the plunge and I wanted to share how we got here, what we’ve learned and why we’re back in Canada. Benefitting old followers and anyone unfamiliar with our story, I created a static page summarizing our situation from the planning stages to the post-pandemic New Normal. Hoping you’ll have a look and continue following, please navigate to Our Progress and catch up with us.
And so after a hectic 24 hours of flying to Malaysia, late-night commuting to the hotel and a stressful morning at both the immigration office and our bank, it was time for some fun. Given Kuala Lumpur’s sweltering climate and lack of enjoyable walks, that means doing two things; eating and shopping. While Diane would be fine if she never ate Malaysian food again, I’m a huge fan of sambal chili paste (impossible to find in Thailand), laksa (even harder to find outside Malaysia and Indonesia) and beef rendang (the Southeast Asian Muslim world’s best culinary contribution). Thankfully, Diane’s memory towers over mine and she knew exactly where my favorite place to eat laksa was in the seventeen miles of mazes that make up life in downtown KL.
Regretfully, my stand became a western food place and Malaysia gets my vote for Southeast Asia’s worst version of all western food from burgers to ribs. Determined to eat laksa and nasi lemak (Malaysia’s national dish and Diane’s only choice for local food), we embarked on a quest but only had to take a few steps through Level UC of the mall named “Avenue K”. Possibly my favorite casual fast food restaurant in all of Malaysia, Ah Cheng Laksa serves one of the most flavorful and complex bowls of soup in Southeast Asia. According to their Facebook page, their origins date back over 56 years and one of the family members brought the unique family recipe to the Klang Vallery in 2004. For me, nothing beats a bowl of Asam Laksa, a sour fish and tamarind based soup. Its perfect combination of flavorful ingredients includes small mackerel of the Rastrelliger genus, and finely sliced vegetables including cucumber, onions, red chilies, pineapple, lettuce, common mint, Daun kesum (Vietnamese mint or laksa mint), and pink bunga kantan, also known as torch ginger. Normally served with thick rice noodles and topped with a thick sweet prawn shrimp paste, it’s spicy, sweet, salty and tastes like a piping hot combination of perfection.Continue reading
And so our third year of tropical holidays arrived. About a year ago we prepared for Christmas in the cold Canadian North and hit the malls of Malaysia looking for anything with warmth. Unlike in Thailand where they break out heavy down coats, scarves and gloves during the “annual freeze” where overnight temperatures drop all the way to 20 Celsius (68 Fahrenheit) (shudder), Penang’s version of winter clothes includes mostly miniscule sized Japanese products in stores like Uniqlo that even most Malaysians can’t squeeze into. Picking up a nasty Malaysian flu bug two days before the long journey back home, I quickly regretted my crazy decision since the weather didn’t climb above minus 20 for three weeks. Even our old friends didn’t want to hang out because it was too cold and snowy and I proceeded to infect Diane’s family with an unfamiliar Southeast Asian bug that wouldn’t leave my body until a month after we returned.
Having learned my lesson about thinking I miss the cold, this year we’re staying here in Chiang Mai where the malls are awash with huge Christmas trees, cars drive around carrying tress and a flood of restaurants and hotels offer holiday dinners and serve everything from ham to local seafood. But let’s talk turkey. As some readers may recall, two years ago we suffered through the worst ecological disaster in Southeast Asian history perpetuated by Indonesia’s annual irresponsible and senseless illegal agricultural burns. Creating a stench that permeated the air in four countries for over three months, the haze season was the worst on record since they began burning everything to satisfy the west’s insatiable desire for palm oil. Needing to escape, we hit Chiang Mai for a few weeks and enjoyed our first Thanksgiving dinner away from home in a restaurant called Art Cafe. Featuring a real turkey dinner with all the trimmings for about 800 Baht, it wasn’t the best we’ve ever had but it was real turkey which is probably the thing I miss the most living away from North America. Despite a government protectionist policy on foreign turkeys, we still considered doing something like that again and although there’s not nearly as many Thanksgiving dinners as Christmas in Chiang Mai, there’s still a bunch of respectably decent choices. Anything seemed better than last year’s “mock Thanksgiving dinner” cooked by an interesting character and former chef that followed our blog to the letter and literally duplicated everything we did to get our MM2H Visa.
Although it’s been over three months living in Chiang Mai, the stark difference between Malaysia’s stubborn indifference and Thailand’s Land of Smiles attitude still haunts us. About a month ago we registered our Thai bank account for automatic monthly direct debits to pay both the electric and water bills. Having read countless horror stories and complaints all over the internet about what happens if you miss a payment, we decided that using direct debit is the only practical way to ease all concerns. Granted it’s not the easiest thing in the world to do and it does involve a trip to the provincial offices of each municipality but it’s a one time thing and I’m realizing now that some local expats are just downright lazy. As the larger company, the electric company was easier and only required showing our bankbook and a passport. Despite limited English skills, the friendly clerk went out of her way to help because that’s what they do in Thailand. (especially when your wife looks Thai despite being a Canadian of Chinese descent).
Sure enough, when the little 4 X 4 bill arrived in the special mail slot the following month, it had no due date or bar code so we knew they set it up and a week after that we even received a paper receipt in Thai and English asking us to please make ample funds available for the amount due on a specified date. And the funds came out as expected with none of those pesky fees they charge at 7Eleven where almost everyone pays their bill. So later that first month we repeated the process and drove to the provincial water office hoping to accomplish the same thing. Unfortunately, they also speak very little English but determined we needed to take a form written in Thai down to our bank, have them fill it out and return back to the office. With little fanfare, a customer service agent at our bank filled it out using perfectly scripted little miniature characters (Thai people have the best handwriting the world). Returning to the water office later that day, we approached a well dressed woman at the information counter, made enough motions for her to understand, and she pointed at an in-box for us to leave the completed form. Figuring that wasn’t so bad, we decided on the quickest way home and went on with our day.
Solidifying my belief that the internet is a very strange place, the other night I was laying in bed playing Words with Friends when I got an interesting email. Almost deleting it as spam, I read curiously before deciding if I should click the attached link. Although everyone should probably use a VPN while using your PC or devices, the dangers magnify tenfold in Thailand where there’s a high incidence of internet fraud, identity theft and a world of malicious intruders waiting to jump into your hard drive’s memory every time you click. Anyway, the seemingly questionable text read as follows:
Relatively new to blogging, I knew nothing about Wordpress or anything involving technology for that matter back when I started the blog. After being unceremoniously laid off in 2013, I spent over three months self tutoring before I made my first post. During my first year I did the typical younger generation things like replying to every comment, searching similar blogs and utilizing other social networking tools while attempting to build a following. Feeling somewhat satisfied for creating an expat blog people seemed to like before ever having stepped foot out of my homeland, I received a Liebster Award which is given to new bloggers with small followings by other bloggers.
Playing along with the award’s acceptance requirements, I spent a week finding other blogs, nominated the blogger and created a chain letter that gets passed to other award recipients. Eventually tiring of duplicating my old job by spending all day in front of a computer, I soon began concentrating more on content and less on socializing. Frankly, I hate Twitter and refuse to tweet, have no Instagram account, would never use Snapchat and I’m sadly oblivious to whatever new apps the twenty something digital nomads of Chiang Mai are using. And the only reason I even have a Facebook page for the blog is so my even less technically inclined friends back home can follow us because many of them hate blogs or think the “click here to follow” link is too much work.
Recalling days gone by, I once visited Vancouver in mid November with an old roommate. Thinking we’d visit some indoor attractions since it was off-season, we brought umbrellas and I remember it rained almost the entire four days. Years later, Diane and I discussed possible places we might want to live besides the Bay Area and I learned she hates the dreary long rainy winters of the Pacific Northwest even more than me. Immediately ruling out places with gray skies, cool fog and continuous precipitation, we eventually wound up spending six years in Alberta. Aside from the obvious advantage of having family nearby, it turns out Alberta is the sunniest province in Canada and Calgary enjoys over 300 days of sunshine per year despite the little inconveniences like snowstorms interrupting the beginning of gardening season in May.
Having never lived in the tropics before, we’d visited places like Ecuador and Costa Rica at the end of rainy season and spent many expeditions drenched to the core. Realizing the trade-off between lots of rain but no snow, weather was one factor playing into our initial decision to live in Penang. Blessed with a strange meteorological phenomenon, Malaysia somehow defies conventional wisdom that states everywhere with tropical climate experiences wet and dry seasons. So for two years we had some rainstorms here and there but in Penang, skies almost always cleared within an hour and if it rains overnight it rarely sticks around. We also can’t recall more than about two days of continuous rain which makes a retired North American overseas expat quite spoiled. And bored since it’s dry but there’s not much to do without transportation when you live far from the main tourist drag and air-conditioned malls. Understanding Thailand has three distinctive seasons and we chose to arrive at the start of what’s normally the wettest time of year, it’s no surprise that it’s raining. But unlike the past few years, this summer is producing deluges and floods all over the nation not seen in many years (according to people we’ve asked, anyway).
As the North American long weekend holidays for Independence approached, Diane and I quietly celebrated our two year anniversary of expat life in Southeast Asia. Stepping off the plane on Canada Day in 2015, we embarked on a life far removed from Timbits, quality beer and suburban backyard grilling. Radically different from our one year anniversary, this year we’ve waited patiently as the calendar drags off our last 16 days in Penang. Having completed a successful exploratory trip to Chiang Mai where we opened a bank account and found a suburban house in a quiet and picturesque moo-baan, the goal of these last two weeks was secure a single entry 90 day Non-O visa (done), finish packing (almost done), spend the rest of our sadly depleted Malaysian Ringgit that we bought 12% lower than today’s exchange rate (harder than its seems) and close the book on Chapter One of our Overseas Early Retirement Experiment.
Concerned about writing the blog in the Digital Nomad Capital of Asia where I’d be competing with literally thousands of internet generation smart asses that all think they’re Pulitzer Prize winners, many of you pointed out there’s not an awful lot out there from the suburban middle class early retiree crowd. Initial searches prove you’ve all got a good point so to keep the blog mostly free of food reviews, technology and strategies on living like broke backpackers in lieu of working real jobs, I decided on a theme of Suburban Alternatives in the Chiang Mai region. Given the amazing similarities to North American suburbia from single family houses (mostly for rent) to a cornucopia of mega superstores (five good supermarkets compared to Penang’s one pathetically stocked supermarket with serious refrigeration issues), it seems reasonable I won’t run short on stories. Granted the target audience for my little blog becomes quite different in a place with more blogs than Thai people (almost) and I’ll apologize ahead of time for writing more about primers on how to house hunt for age-appropriate neighborhoods than trendy new clubs to hang out in and forty-seven ways to secure a visa when you’ve decided to spend the prime working years away from your homeland in coffee shops with a laptop while avoiding today’s most hated four letter word (work).
Turning out better than planned, our exploratory trip to Chiang Mai came to a close yesterday. Considering it a huge success, we opened our bank account with both Thai Baht and US Dollar sides, got the internet banking set up, ordered and picked up an ATM card, successfully transferred enough cash to cover the requirement for extending a visa based on retirement and signed a one year lease on an 1,800 square foot house. Perfectly placed fifteen minutes south of the old city and ten minutes from of the airport, the Moo Baan (gated community) is one of the nicest and most secure ones we saw and our rent includes free use of a world-class pool and clubhouse, locker rooms and sauna.
With so many stories to tell, it’s hard to know where to start and since I’ve been stuck using a shitty IPad that freezes a lot and now that we’re back in Penang, I see Word Press somehow switched the “add new post” function to a minuscule font that’s obviously not supported on my old OS. Also almost impossible to edit, I figured I’d post one thing we did for the 14 days we spent in Chiang Mai. Now back in Penang for 16 more days, we need to finish packing, go to the bank in Penang to update our information (we are staying on the MM2H program), wait for the Hari Raya holiday period to end, send off our 15 boxes of stuff with the movers, greet the landlord, hand over the keys and begin Chapter Two of early retirement. Not looking forward to the last two weeks in Malaysia, it’ll probably go by real slowly but I guess I can write about how much more we like Thailand since we’re finally disposing of the old PC and don’t need to disconnect it until the last-minute. While the Malays are very nice people, the Thai have a certain Asian charm unmatched anywhere elsewhere we’ve seen in Southeast Asia an despite all the complaints and sarcastic jibes from many farangs all over Facebook about Thailand’s ways, all nations have their own problems and when you’re a guest it’s best to look the other way when something sucks and appreciate the reasons why you chose to live there. So here’s my day by day synopsis.
Sawasdee Krab from Chiang Mai, Thailand. Four days into our Exploratory Trip to Thailand it looks like we’ve got a beautiful place to live. Having given notice to our landlord in Penang, we worked out a very favorable and amicable deal whereby she agreed to use our two month security deposit in lieu of us paying rent through the date we’ll vacate so we bought plane tickets and headed to Chiang Mai for 15 days in search of a place to live. Also needing to open a bank account, we lucked out by finding a friend on a Facebook group willing to introduce us to his banker. Thailand’s always changing rules sometimes means navigating an endless web of complications and although Plans A and B both failed, we’re glad to report we opened a bank account despite not yet having a visa.
Since it’s quite difficult to navigate posts using an IPad, especially when the battery is almost dead and it constantly freezes despite the Apple Genius in Canada claiming that’s not possible, I wanted to check in and let everyone know what we’re doing. Given the amount of traffic I’m still getting even without having posted awhile, we also what to stress that as of July 7th, we will no longer be living in Malaysia. Given the blog’s focus on two North Americans choosing an overseas early retirement due to an unexpected layoff, I’ll be shifting the focus from Malaysia, the MM2H Visa and Penang to our life in Northern Thailand. Understanding there’s literally thousands of blogs on Chiang Mai, I’ll continue trying to tell stories rather than writing “we did this, we did that”. And many of you accustomed to my usual brand of sarcastic cynicism may be surprised because so far, Thailand is about a million times better than Penang.
Glancing at the Yahoo business headlines today, I came across an article about annoyed Starbucks employees complaining about heavy workloads, excessive demands being made on them, increases in drive through orders and a host of other issues. Obviously, the head honchos in the boardroom are sadly unaware of how things work outside the United States. Returning from a local diagnostic center halfway between Gurney Plaza and Georgetown that screened my blood for cholesterol and glucose, we decided to stop in at a well furnished Starbucks for a french press. ironically, it’s in the lobby of Penang’s largest hospital and my prior experience visiting the Starbucks in Diane’s old employer’s lobby (a large San Francisco hospital) made me think twice about stopping. Constantly crowded, waiting twenty minutes for a grande latte wasn’t an uncommon occurrence. But alas, this is Malaysia.
Sharply contrasting the retail world we left two years ago, Starbucks in Penang cracks me up. Not even opening until 8 AM or later, Malaysians are not morning people, have no interest in a morning jolt of caffeine and would just as soon spend their mornings doing whatever it is they do instead of waiting on long lines, spending exorbitant sums of money on overpriced western products and then hanging out all morning long. Choosing just about any seat you want, a mid morning visit is an almost surreal experience where bored-shitless employees are so happy to see a customer, they’ll even give you the eight cup French press even though you ordered the smaller one (and paid the lower price). Unclear why or how the company wants to invest in a market where employees sleep on the job while their American counterparts slave away, it’s one of Malaysia’s fun quirks that we’re sucking up before making the next move to Thailand in a few weeks.