Filed under the mostly boring topic of returning to North America for the first time, I apologize ahead of time for the cushy little post about what we did on our winter vacation. In keeping with my blog’s slightly edgy but realistic views, I’ll start by pointing out that Americans worried about immigration can chill out because apparently, every immigrant bound for North America has mysteriously landed in Western Canada. In only eighteen months, the whitest place I’ve ever lived in morphed into a multi cultural center of ethnic, religious and racial diversity. Strolling through the streets and malls, we’ve seen literally thousands of non white immigrants blending in just perfectly with Canadians. Mostly dark-skinned Africans, head dressed Muslims from every conceivable nation and Hindus from nations other than India, it seems the like first course of action for the Trudeau administration was to stick it to the Trumpsters by letting tens thousands of immigrants call Canada their home.
Canadian version of Malaysian wildlife
Being Canada, nobody cares, argues, stares, protests, tweets, spews hatred or otherwise argues. And much to the chagrin of angry white American voters, its obvious after one day visiting that not only are they all peaceful and appreciative to be here, they’re all employed and contributing to the local economy. Where there used to be teenage white kids staffing retail stores and old Indian men sweeping streets and filling custodial jobs, now there are Senegails, Gambians, Bangladeshis, middle easterners and oh, yeah, thousands of Syrians that the Canadian government welcomed with open arms. Demographically speaking, it makes sense because in every developed nation, someone has to do the service jobs and just like American teens, Canadian kids have grown out of mall jobs and now probably earn online income to support their insatiable smartphone habits.
After endless months of correspondence, emails and sample documents, the time for Diane and I to file our MM2H Application is finally arriving next week. Technically known as “Malaysia My Second Home”, the program is a government sponsored plan that allows applicants unlimited entry in and out of Malaysia for ten years, renewable indefinitely. Although not the same as residency, the program is mostly designed for middle class folks that want to live or retire time in the country but not work. Limited opportunities are available for those wishing to engage in certain business activities but that requires special permission and extra paperwork . With an application requiring almost 100 pages of backup documentation, Diane and I don’t see ourselves starting an online enterprise anytime soon anyway. (For those interested, there is a 20 hour per week work permit for main applicants age 50 and over but only in certain sectors subject to government approval).
Considered one of the better programs for expats searching for a warm climate, stable government, low crime and high standard of living, the MM2H Program has been mentioned many times in notable financial publications along with other countries like Ecuador, Costa Rica and Panama. Offering benefits such as exemptions on import duty for vehicles, unlimited opportunities to buy property, education for children in public or private schools and even a foreign live-in maid, there are other countries that offer even more (Panama is probably the world’s best) but Malaysia makes a perfect base for exploring Southeast Asia at a fraction of the cost when compared with other expat destinations.
I’ve noticed a lot of folks still reading this post. While I understand there’s not as much information as there should be on MM2H, please note this post is almost three years old now and the rules have no doubt changed tenfold if you’re reading this today. Many folks tell me it’s now six months or longer for conditional approvals (ours took 10 weeks). And given a presidency run by an unqualified anti-Muslim man child, it sounds reasonable to me that Malaysia can’t be rushing to open its doors to citizens from a nation whose Supreme Court just overruled four Federal Courts by condoning Trump’s Muslim ban.
While I won’t take the article down, I strongly suggest considering the contents as at least partially obsolete and written at a time when a sane human being presided over a once great nation.
Communicating to us in response to a general question about our MM2H application, our agent just informed us of new rules effective November 1st, 2014 involving documentation. Affecting mostly American citizens due to the nature of very strict privacy guidelines that all U.S. banks must follow, Diane and I are moderately concerned but still plan on selling the house in March and settling somewhere in Southeast Asia, even if it’s Thailand (our Plan “B). Deciding to choose “selected” applicants and subject them to an extra verification letter that U.S. banks normally wouldn’t issue, the Ministry has made our overseas experiment a bit more intriguing.
Reviewing the basics, The Malaysia My Second Home (MM2H) is a government program that allows foreigners unrestricted multiple entries into Malaysia for a ten-year period, renewable indefinitely. Differing slightly from a residency visa, the MM2H is a social visit pass and comes with certain benefits including exemptions of import duties and sales tax for car purchases and the right to own property. Designed mostly for middle class retirees and prohibiting most work, financial requirements are high. Unlike Thailand, however, the ease and convenience of a long-term stay with no “border runs” every few months coupled with a highly developed infrastructure makes the program highly desirable. Continue reading →