And just like that, it’s exactly one year since Diane and I stepped off the plane in Malaysia to begin our Experimental Overseas Early Retirement. Looking back, the one word that comes to mind more than anything is “interesting“. Experiencing a totally different lifestyle without the added pressures of raising kids and commuting to work, the year went by faster than we’d imagined and tallying up the totals, we’re almost exactly on budget. Keeping careful financial records of every transaction, withdrawal, credit card charge and foreign exchange transfer, I’d say it’s indeed possible to live a similar lifestyle including moderate travel in Southeast Asia for about 80% of your pre-retirement net salary. Of course, we lived very frugally to get here and my unexpected layoff pushed us into this experiment five years earlier than planned. But with the tumultuous events unfolding back home, there’s no better time to retire in Asia for westerners tired of all the violence, political rhetoric and elitism that’s causing social upheaval not seen since the 1960’s.
Granted Malaysia isn’t the least expensive Southeast Asian nation but it doers have many benefits including an English-speaking population, above average infrastructure and inexpensive but excellent healthcare featuring many physicians and specialists that are U.S. or European Board Certified. While Penang isn’t exactly the most convenient airport for connections around the region, it does have daily non-stop service to Hong Kong allowing for a quick connection back to the homeland as well as direct flights to Bangkok, Ho Chi MInh City and many destinations in China. Unlike Kuala Lumpur, our not so little island has mountains, trails, national parks and serene parks. Despite the unprecedented and ridiculous over-development of million dollar luxury condos designed for wealthy foreign investors, you can still lose yourself in Penang. Spending many days hanging out with friendly monkeys or kicking back on a not so beautiful beach that’s mostly deserted over 40 weeks a year, I don’t miss the chaos of long commutes or the daily dose of intolerance that’s hijacked the homeland. Thanking every reader that’s followed my stories detailing our relatively unexciting life, I’ve written a chronological summary of the first six months in Penang with links to old posts for those looking to catch up or read more.