I was recently downsized from my financial services position which didn't really bother me since both my wife and I hate our jobs even though they are secure (hers anyway) and pay relatively well. We've been planning on retiring early for some time now, mostly through diligent saving and taking annual vacations to possible retirement destinations. Rather than attempt another job search we decided to sell the house and stuff and give early retirement a go at ages 50/43. Since we're self directed investors and I'm from the industry, we think we'll be fine as long as we begin in a country with a lower cost of living. We've chosen Penang, Malaysia although we've not yet been there, making this an experimental leap of faith. I must be age 50 and show current income in order to qualify for the residency visa of choice therefore one of us (not me) must keep working until April, 2015.
I decided to start the blog ahead of the move since I figured we'd be overwhelmed and I'm a total newbie to blogging. So please excuse the long transitional category which is all I can post since we're not actually expats yet. Well, technically my wife is since she's a Canadian citizen living in the USA, although she was naturalized in 2014. Cheers !!
Unlike the Thai, who spend countless sums of money on skin care products seeking eternal youth, I’ve never wanted to be young again. While I enjoyed my early adulthood, I’m thankful I was born before the age of online instant gratification, fake news, and modern-day right-wing propaganda. Despite my public school education in the debt-ridden 1970s when New York City was a cesspool of a city, we all still learned basic tenets of civics, history and current affairs; all of which are gone in this moron generation of Trump tweets and ignorance. Taught that America stands for freedom, democracy and all that’s good in the world, most of us grew up with a basic sense of patriotism. All of us understood there are three branches of the US government, knew what the first amendment was and believed our history teachers who taught us that we fought wars to spread democracy and fight evils like communism and fascism.
As we get older and perhaps more disheartened at a once mighty world leader sporting an ignoramus holding the nuclear codes, it’s easy enough to look back and yearn for “the good old days”. But unless you live in an overseas cave, expat life teaches you almost immediately that not everything they told you was true. In fact, sometimes it’s utter bullshit. Aside from obvious lessons like living in Malaysia and discovering that most Muslims could give a shit less about Americans and certainly don’t“hate us for our freedoms”, there’s a plethora of historical truths to unearth that I’d never know by staying in the homeland. As someone who loves learning and believes education shouldn’t stop when your work career ends, I’m always looking for travel experiences that fascinate but also drive home the message that history matters. While countless media stories explain why running the nation like a reality TV show is killing America’s future, nothing drives home a message like an in your face display of actual reality. And that’s why I’ll go on record as saying that Vietnam’s War Remnants Museumin Ho Chi Minh City is the most historically important museum in Southeast Asia.
Feeling much like the Vietnamese street vendor above, basic laziness kicked in when it came time to plan our recent trip to Vietnam. Bucking Experimental Expat tradition, we clamored over the big decision on how to plan the adventure and although Vietnam is both inexpensive and relatively easy to self-plan, we gave in and went with a customized private tour option. As one of the last places on our to-do list in Southeast Asia and knowing our time in the Eastern hemisphere is limited, we couldn’t decide between Hanoi and the north, Danang’s central beach region or the big city insanity of Saigon (nobody here calls it Ho Chi Minh City except the airlines so don’t correct me). So we gave in and let the experts at a German-based company come up with a regional vendor specializing in the area. While certainly not inexpensive, it’s easier than planning individual trips on planes, trains, and automobiles.
Clearly not the best or worst travel decision we’ve made since starting our experimental overseas early retirement, I’m 50/50 on booking a private tour for Southeast Asian destinations. While not quite good enough to endorse, it was very well organized. On paper, anyway. No strangers to private tours, we’ve had a host of professional guides enhance our best vacations with their expertise, great personality, and local knowledge. From rainforest expeditions in Borneo to wildlife viewing in Ecuador’s jungles, we’ve made lasting friendships with our guides and remain Facebook friends with all of them to this day. Usually taking Experimental Expat Destination Vacations where we’d combine bucket list hot spots with a potential future early retirement home, we often paid a premium when the income was still rolling in. And if you have the means, I’d highly recommend not skimping when it comes to specialized trips like our Galapagos Island trip on a luxury catamaran. But alas, things change drastically once you’re living on a fixed income and especially so when you’re potentially looking at a 40-year retirement. So I’ll focus a bit on the pros and cons of our Vietnamese guided tour.
They say getting there is half the fun. Given Thailand’s dubious status as the world’s most dangerous nation to drive, getting there alive seems more like a more reasonable suggestion. In a nation where 22,941 people die on the roads each year, you might call us crazy for logging almost 4,000 kilometers in this year’s annual “smog escape”. But here’s the thing; despite a surge of new vehicles by a population that spends six times their average lifetime savings to buy Honda Accords and triple that for a BMW, long-distance road travel remains relatively unknown to most Thai people. Unlike the USA, a nation obsessed with highways, driving is more about being seen in a shiny new status symbol than getting from point A to point B. And if you’re Thai and lucky enough to get spare time for seeing the country, why on God’s earth would you drive from Chiang Mai to Bangkok when you can simply fly in an hour?
Thankfully, that leaves most of the open road between major destinations empty and available for the farangs. And unlike America, whose crumbling bridges and aging highways lag the entire continent of Asia when it comes to infrastructure, Thailand recently made major improvements to national highways. Having embarked on a God awful bus trip from the south to Chiang Mai that arrived hours late due to a 300 mile stretch of one lane construction switchbacks only four years ago, we had reservations about taking a road trip. But surprisingly, except for the inevitable military junta of burning, wrong way motorbikes barrelling towards you in the shoulder and tin can pickups carrying shit piled up so high it’s comical, the newly paved stretch from Northern Thailand to Bangkok looks similar to Interstate 5 from San Francisco to Los Angeles. Deciding that we’d need 47 days to miss the ever increasing stench of poisonous toxic air permeating Northern Thailand every March and April, we planned a trip that started with a drive to Bangkok’s large international airport. Intending to leave the car in the long term lot, travel to Vietnam for two weeks and then traverse from southeast to southwest, we barricaded the house as best we could to protect it from mounds of soot that creep into the dwelling during burn season and hit the road.
Well, that got your attention, didn’t it? Despite having a military junta control its elections, parliament, and constitution, Thailand remains devoid of any big beautiful Trumpwalls. Granted, nobody living here finds much to celebrate about the Thai Government, especially when the topic of immigration comes up, but at least the nation’s not run by a narcissistic ignorant toddler who spends his days detaining despondent Burmese women at the border and separating them from their children. Possibly the world leader when it comes to the number of expats, dropouts, retirees and illegal foreigners, Thailand’s immigration system is a revolving door of endless paperwork, passport stamps, and reporting. While not exactly campaigning on a policy of stereotyping immigrants as “sending us their worst”, there’s been a recent slew of significant changes clearly designed to send as many westerners packing as possible without coming out and saying so.
Returning from hiatus a few posts ago, I mentioned that The Experimental Expats are leaving Thailand next year for Mexico. Between a burning season that’s now turned into a three-month poisonous air fiasco and climate change that’s extended “hot season” into a five-month version of Las Vegas in summer with crappier skies, the change in immigration policy for folks who “extend their visa based on retirement” was the final straw. (more on what that means later). But what changed and for that matter, who the hell really understands Thai immigration rules anyway? Here’s a hint; Not the folks at Thai Immigration. While most educated Thai people (and even most working class folks) apparently want a representative government, the military junta runs the show which means policy decisions are made by whoever has power on any given day.
Rarely discussing the ramifications of implementing said policy change, the appropriate agencies responsible for day to day operations of whatever (in this case, immigration) are usually left in the dark. Citing an example, here’s an article telling us all how the Thai Immigration Department had no clue about the major shift in policy days after it was announced. And with over 90 provinces all operating independently of one another in terms of enforcement, the Thai Immigration system often runs a smoothly as one of Trump’s tremendous summits with totalitarian dictators. (Pre-click warning: Posts about Thai Immigration are always lengthy).
Spending millions of marketing dollars on ways to relax, unwind and spend more quality time with loved ones, corporate America often implies we’d be happier if we only had more free time. As one who’s now spent almost 24 hours of every day with their spouse since our Experimental Early Overseas Retirement, allow me to clarify things. Having been plunged into our situation thanks to my unexpected layoff, one of the first things you’ll learn is too much “quality time” together often leads to bickering. After four years, neither of us has embarked on a new career, pursued higher education, started a business or even had an epitome of “the next great thing”. While that’s not really bothered us because it’s allowed us to travel, cook fresh meals, spend time with friends and stay fit through walking, swimming, and the gym, it inevitably leads to the occasional argument.
While we love being together, our personalities are quite different and this often leads to clashes. For instance, I get irked about stupid shit in developing nations like incompetence in retail supermarket inventory and supply chains. Often asked about what’s different in Asia compared to North America, I respond by talking about bread. Considering how many choices are in North America from 12 grain to dark rye and dozens of artisan varieties, I often get frustrated how hard it is to find a good loaf of bread in Thailand. (Or Malaysia). Before being ripped by the non-North American expat crowd, let me explain something. It’s not that there’s no bread here; Europeans eat lots of bread. And to me it all sucks. Dry, hard and almost always tasteless compared to a delicious ciabatta, fresh hot loaf of San Francisco sourdough or a classic New York Italian hero bread, all the bread in Chiang Mai the expats rave about is about as appetizing to me as a piece of Hardfiskur (with apologies to Icelanders that enjoy dry salted fish).
With my blog hiatus over, you may recall I mentioned three major issues in the lives of The Experimental Expats that ended my writer’s block. Mentioning we’d be leaving Thailand next year for our third destination since the experimental overseas early retirement began, I spoke about a significant announcement from the Thai Immigration Bureau. Initially only affecting citizens of several countries who use“income affidavits”to extend their visas on the basis of retirement (Thai speak for what normal nations call retirement visas), I promised I’d write more about the changes in upcoming posts and had every intention of doing so today. But then I realized that Thailand has the world’s most retarded, tedious and ass-backward system of immigration known to mankind and writing about the rules usually ends up turning into a 2,000 word diatribe that the average reader couldn’t stay focused on if the Royal Family themselves was writing it.
Mind you, diminishing the importance of the changes isn’t my intent either because while I try to maintain a lighthearted but brutally honest storytelling style and leave the technical stuff to the experts, I’d be remiss by not at least letting you know what’s going on. So let’s approach this from a different angle where I’ll explain the immigration crap later. First, let’s talk about moving from Southeast Asia. Leaving Thailand, and, in fact, Asia itself, is a very bittersweet topic for both of us. Despite being 26 flight hours away and requiring three separate airplanes to get back to North America, Thailand provides a unique combination of security, entertainment, and financial advantages you simply can’t get in other countries.
Well, that’s a fair enough question. What the hell ever happened to The Experimental Expats? Realizing it’s been almost a year since sharing anything other than Facebook rants and complaints about Trumpland USA with a few non American friends, I’ve decided to come back and answer that question. But first, my middle age rant about technology and how much I hate it. Having spent a large part of my scathingly longHouse Husband Days learning how to create, fashion and keep a WordPress blog updated, wouldn’t you know those bastards had the audacity to create an updated editor? Shuddering, panicking and almost running back into the unusually brutal Northern Thailand heat (more on that later), I decided to give “Block Editing” a shot. After discovering a fluke in my site that the Happiness Engineers first denied, then admitted needed to be turned over to the developers, I spent two days self tutoring so here I am again and to any millennials who think my posting is old and archaic for lack of fancy code, Jetpack shit or anything else besides actual words; Too Bad.
Feeling like we fell into a mode of real complacency after our trip back to North America, the hiatus felt necessary. Realistically, our lives as middle-aged early retirees living overseas aren’t great fodder for a digital world with two-minute attention spans. We don’t have “second careers”, haven’t gone back to school, opened a business or learned a new language (OK, we speak “nit noy“ Thai). Not yet finding “the next great thing”, we don’t even have Instagram accounts. Living here in Chiang Mai among the worlds’ biggest group of obnoxious expats anywhere on social media and the “digital gonads” who know everything about every topic, it seemed reasonable to take a long blog vacation until something worth writing about came along. Realizing that time is here now, I’ll share three significant things relevant to our little blog. I’ll cover one of the three issues in this post and come back to the other two later.
Thailand’s Immigration Department made significant changes to the rules for extending visas based on retirement.
The “burning season” which is a long period in the dry season that local farmers across Northern Thailand burn their fields has now turned into an environmental disaster so serious it requires more than the 47 days we escaped this year to avoid inhaling seriously dangerous particulates.
As a result of the above two issues, we’ve decided five years in Southeast Asia will be enough and we’re leaving Thailand for greener pastures in Mexico next summer.